Extreme weather is no longer an exception, it is the defining risk facing agriculture today.
Ogembo transforms climate data into actionable guidance, financial protection, and learning tools that help farmers act early, absorb shocks, and recover faster.
Turning climate data into fast payouts, field-level advice and verifiable resilience.
To protect farmers, food systems and national economies from climate shocks - quickly, credibly, and at population scale.
A Global South where every farmer can act early, absorb shocks and recover faster - with climate-risk protection delivered as infrastructure.
We put people’s physical safety above all else by helping colleagues and those we interact with reach their full potential by respecting everyone, being inclusive and valuing differences.
Instead of assessing damage after a loss, it measures the climate hazard itself against a pre-agreed index. When the index crosses a threshold, the payout is automatic - no claim forms, no inspections, no disputes.
Within days of the shock. With no loss adjustment, funds reach farmers via mobile-money and banking rails when liquidity matters most.
Through a simple mobile app, a web dashboard, and SMS or voice alerts - in 20+ local languages, so it works regardless of literacy or smartphone access.
Initial markets are South Africa, Zimbabwe, Malawi, Mozambique, Zambia and Kenya, with the platform built to scale across the Global South - across 140+ crops, from smallholder plots to commercial farms.
Ogembo defines measurable indices, tracks hazards continuously, triggers payouts automatically and gets funds to farmers within days of a shock.
The platform links hazard data, exposure, advice, incentives, payout rails and MRV so partners can protect farmers at scale.
Built for programmes that need science-based triggers, farmer action and auditable resilience outcomes.