Parametric Index Insurance

Our Services
Decision-grade climate protection and advice, built on the platform.
Tell us about your programme and our team will be in touch to scope the right deployment.
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We help farmers and consumers have the technologies they need to protect the crops and the ecosystems from the threat of pests, weeds diseases in an environmentally sound, safe, and sustainable way.
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Risk priced scientifically - protection that pays before the loss is even assessed.
A production-grade, index-based climate insurance product delivered through the Ogembo Platform. Instead of assessing damage after a loss, the platform defines scientifically calibrated indices for rainfall, temperature, wind, flood and Growing Degree Days, measures hazard and exposure continuously, and triggers payouts automatically when a threshold is breached. Farmers are paid within days, via mobile-money and banking rails - with no claims submission and no loss adjustment.
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No claims adjustment
Lower delivery cost and faster resolution.
Science-based triggers
Trust and transparency from measurable indices.
Fast payouts
Real economic stabilisation when liquidity matters.
Climate-risk protection, answered plainly.
Ogembo combines parametric insurance and AI advisory so farmers can act earlier, recover faster, and prove impact across the full climate-to-cash chain.
What is parametric insurance, and how is it different?
How quickly do farmers get paid?

Within days of the shock. With no loss adjustment, funds reach farmers via mobile-money and banking rails when liquidity matters most.

How is the advice delivered to farmers?
Which countries and crops does Ogembo support?

How this service connects to fast climate-risk protection.

Define the index, measure continuously, trigger automatically and pay within days.

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Define the index
Measure continuously
Trigger automatically
Pay within days
Define the index
Scientifically calibrated indices.
Indices are calibrated for rainfall, temperature, wind, flood and Growing Degree Days: the hazards that actually drive loss.
Measure continuously
Trigger automatically
Pay within days
One operating layer for climate risk.

Climate intelligence, parametric payouts and AI farmer advisory in one platform.

The platform links hazard data, exposure, advice, incentives, payout rails and MRV so partners can protect farmers at scale.

Climate intelligence
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Parametric payouts
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AI advisory
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Built for protection at scale.
Protection at Scale
Built for protection at scale.
Hyperlocal climate intelligence
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Automatic parametric payouts
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AI advisory in 20+ languages
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Full MRV
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Multi-currency, multi-rail
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Solutions tailored to your programme
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Ogembo turns climate data into fast payouts, field-level advice and verifiable resilience. Get Started Now!