Instead of assessing damage after a loss, it measures the climate hazard itself against a pre-agreed index. When the index crosses a threshold, the payout is automatic - no claim forms, no inspections, no disputes.
Within days of the shock. With no loss adjustment, funds reach farmers via mobile-money and banking rails when liquidity matters most.
Through a simple mobile app, a web dashboard, and SMS or voice alerts - in 20+ local languages, so it works regardless of literacy or smartphone access.
Initial markets are South Africa, Zimbabwe, Malawi, Mozambique, Zambia and Kenya, with the platform built to scale across the Global South - across 140+ crops, from smallholder plots to commercial farms.
Define the index, measure continuously, trigger automatically and pay within days.




The platform links hazard data, exposure, advice, incentives, payout rails and MRV so partners can protect farmers at scale.