Services

Two products, one platform: parametric index insurance and AI farmer advisory, delivered through the Ogembo Platform.

Two products, one platform.

What Ogembo delivers - from climate intelligence to cash in the farmer's hand.

Parametric Index Insurance

Index-based cover that pays automatically within days of a climate shock — no claims, no inspections, no disputes.

Climate & Hazard Intelligence

Physics-based modelling of rainfall, temperature, wind, moisture and flood risk at hyperlocal resolution.

AI Farmer Advisory

Stage-specific, plain-language guidance on soil, crop, pest, irrigation and weather — delivered straight to the farmer’s phone.

Crop & Soil Health Monitoring

Satellite NDVI and rapid soil insights flag stressed zones early and recommend the right input, dose and timing.

Pest & Disease Forewarning

Early outbreak warnings plus image-based diagnosis — photograph the crop and get an expert treatment plan within hours.

Monitoring, Reporting & Verification (MRV)

End-to-end auditability of hazards, exposure, triggers and payouts — donor- and regulator-ready.

Providing the highest quality of service to our customers with our business solutions over the years, and our approach allow us to meld latest technology with our knowledge. Contact Us Now!

Product architecture

Four connected product layers that move from climate signal to farmer action.

Ogembo products in detail.

Each product can stand alone, but the strongest deployments combine them through the Ogembo Platform.

Ogembo climate-to-cash platform

The Ogembo Platform connects hazard data, farmer records, advisory messages, trigger monitoring, payout rails and MRV reporting in one workflow. It is the infrastructure layer that lets partners move from climate intelligence to actual farmer liquidity. Read more about .

Parametric Index Insurance

AI Farmer Advisory

Monitoring, Reporting and Verification (MRV)

Use cases by partner type

One climate-risk platform, configured for the institutions that protect farmers.

Who Ogembo supports.

Sector-specific workflows help each partner move from climate exposure to measurable resilience.

Insurers and reinsurers

Launch parametric portfolios with calibrated hazard indices, transparent trigger logic, exposure data, payout monitoring and post-event evidence for portfolio review. Read the insurer use case.

Governments and public agencies

Donors and development finance institutions

Banks and agricultural lenders

Farmer organisations, cooperatives and agribusinesses

The Ogembo climate-to-cash chain.

From index design to payout delivery, each step is measurable and verifiable.

Ogembo defines measurable indices, tracks hazards continuously, triggers payouts automatically and gets funds to farmers within days of a shock.

Define the index

Scientifically calibrated indices.

Indices are calibrated for rainfall, temperature, wind, flood and Growing Degree Days: the hazards that actually drive loss.

No disputes

No inspections

No delays

Measure continuously

Hazard and exposure, tracked in near real time.

IoT sensors, weather stations and satellite feeds measure conditions across the whole season.

No disputes

No inspections

No delays

Trigger automatically

Payouts fire when a threshold breaks.

When a predefined index threshold is crossed, the payout triggers automatically - no claim, no loss adjustment.

No disputes

No inspections

No delays

Pay within days

Liquidity, when it matters most.

Funds reach farmers via mobile-money and banking rails within days of the shock - not months.

No disputes

No inspections

No delays

We join farmers, manufacturers, and retailers in sourcing, making and delivering products that are vital for living. Get Started Now!

Ogembo in Practice

Science we can stand behind.

Indices, models and advice built for measurable resilience.

Indices, models and advice are built and validated by climate scientists, actuaries, agronomists and data experts - and every trigger is measurable and verifiable.

Climate-risk protection, answered plainly.

Ogembo combines parametric insurance and AI advisory so farmers can act earlier, recover faster, and prove impact across the full climate-to-cash chain.

What is parametric insurance, and how is it different?

How quickly do farmers get paid?

Within days of the shock. With no loss adjustment, funds reach farmers via mobile-money and banking rails when liquidity matters most.

How is the advice delivered to farmers?

Which countries and crops does Ogembo support?

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Local languages for SMS, app and voice alerts

If you have any questions or you'd like to find out more about our services, please get in touch!

Quick Contact

info@ogembo.org

+27 72 068 4010

Our Location

346 Nagtegaal, Silverton, Pretoria, Gauteng, South Africa 0184

Working Hours

Mon - Fri: 08:00 - 17:00 (SAST)
Sat: by appointment

Start a climate-risk protection conversation.

Tell us about the farmers, assets, portfolio or programme you want to protect. We will help scope the right Ogembo deployment.

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